Travel Insurance for Scuba Trips: What Dive Insurance Doesn’t Cover

Beyond the Bubbles: Why You Also Need Travel Insurance for Your Trip

So you’ve got dive accident insurance — great! But what happens if your bags don’t arrive, your flight is canceled, or you get food poisoning before your first dive?That’s where travel insurance comes in.

While dive accident coverage protects you in the water, travel insurance protects everything around your trip — from flights and hotels to illness and lost gear.

Imagine you’re on a dream vacation with GAS’D — and then suddenly, your flight gets canceled due to a storm. Or worse, you get sick and need medical treatment far from home.

Without insurance, the costs can quickly pile up — from rebooking flights to paying out-of-pocket for medical care. That’s where travel insurance comes in. It helps cover unexpected expenses like trip cancellations, medical emergencies, and lost baggage — giving you financial protection when things don’t go as planned.

With the right coverage, you can relax and enjoy your trip, knowing you’re prepared for whatever might come your way.

Dive Insurance ≠ Travel Insurance

Here’s the difference:

  • Dive Accident Insurance (like DAN)
    Covers diving-specific emergencies like decompression illness, chamber treatments, and emergency evacuations. It typically doesn’t cover non-dive-related issues.

  • Travel Insurance
    Covers things like trip cancellation, flight delays, baggage loss, hotel costs, and medical issues not related to diving (like food poisoning or slipping on the boat deck).

Together, they give you full protection — above and below the surface.

Why Travel Insurance Matters

  • ✈️ Trip Cancellations or Interruptions
    Illness, family emergencies, or bad weather can all force you to cancel or cut a trip short. Travel insurance helps recover non-refundable expenses.

  • 🧳 Lost or Delayed Bags
    Dive gear isn’t easy to replace on a whim — and if your bags don’t make it, you could miss key dives. Insurance helps cover essentials while you wait.

  • 🏥 Non-Diving Medical Emergencies
    Think stomach bugs, infections, or injuries that don’t happen during a dive — many dive accident policies won’t cover these.

Why Book Through Us?

We offer a vetted travel insurance program tailored specifically for dive travel. That means:

  • Plans that align with liveaboard and resort-based dive trips

  • Coverage for both domestic and international travel

  • Transparent pricing and guidance

  • Easy claims process

  • Optional cancel-for-any-reason (CFAR) upgrades for added flexibility

Whether you want basic protection or full CFAR coverage, we’ll help you choose the right plan for your trip and budget.

Final Thoughts

Even the best-planned dive trips can hit unexpected bumps — from weather delays and lost bags to illness before your first dive. That’s why having both dive accident insurance and travel insurance is essential. One protects you in the water, the other protects your entire journey.

We’ve partnered with a trusted provider to offer travel insurance that’s tailored specifically for dive adventures — with optional cancel-for-any-reason coverage, medical protection, gear loss reimbursement, and more.

Protect your trip from start to finish — get a custom quote today.

Learn More about travel Insurance